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State Employees’ Credit Union (SECU)

State Employees’ Credit Union (SECU) is headquartered in Raleigh, North Carolina, USA, serving members across the state through branches, ATMs, and digital banking platforms.

Core Services

  • Checking & Savings Accounts
  • Auto Loans & Mortgage Loans
  • Personal Loans & Credit Services
  • Student & Education Loans
  • Retirement & Investment Services
  • Mobile & Online Banking

Why Choose SECU

Strong Security & Member Protection

  • Federally regulated credit union system
  • Strong fraud monitoring and account protection
  • Member-owned financial structure

Convenient Digital Banking

  • Mobile banking apps (iOS & Android)
  • Online bill pay and transfers
  • 24/7 account access

Trusted Reputation

  • One of the largest credit unions in the U.S.
  • Over 2.5 million members served in North Carolina
  • Strong community-focused financial institution

Low Fees & Competitive Rates

  • No-profit, member-owned structure
  • Lower loan interest rates than traditional banks
  • Minimal service and maintenance fees

Financial Tools & Support

  • Budgeting tools and calculators
  • Financial education resources
  • Retirement planning support

Member Support

  • In-branch assistance across North Carolina
  • Phone and digital customer support
  • Localized financial guidance for members

Customer Reviews & Trust Signals

✔ Highly rated for member service and trust
✔ Strong reputation in North Carolina communities
✔ Known for financial education and accessibility

Trust Indicators:

  • Member-owned credit union model
  • Federally regulated financial institution
  • Long-standing community presence

About State Employees’ Credit Union

Founded in 1937, State Employees’ Credit Union (SECU) was created to serve North Carolina state employees and has grown into one of the largest credit unions in the United States.

Membership Eligibility

  • North Carolina state employees
  • Public school employees
  • Select government-related workers
  • Eligible family members

Regulation & Structure

  • Member-owned financial cooperative
  • Federally regulated credit union system
  • Focused on community financial empowerment

Need Help?

Need help?
Visit SECU’s official support center or speak with a local branch representative.

Members benefit from:

  • Personalized local banking support
  • Secure and compliant financial services
  • Easy access to assistance statewide

FAQ Section

Q: Who can join SECU?
A: North Carolina state employees, public school workers, and eligible family members.

Q: Is SECU safe?
A: Yes, it is a federally regulated credit union with strong security systems.

Q: Does SECU charge high fees?
A: No, it is known for low or minimal service fees.

Q: Can I access my account online?
A: Yes, SECU offers full online and mobile banking access.

Join State Employees’ Credit Union today and experience member-focused banking built for your financial future.