Mila
There’s no way to quickly improve your credit score overnight, but you can improve it over time by paying your bills on time and reducing your credit utilization.
Pay bills on time
Set up automatic payments or reminders
Pay your bills more frequently than once a month
Contact your bank or credit card company to find out when they report to credit bureaus
Reduce credit utilization Keep your credit balance low, Pay off your debt, Request a credit limit increase, and Only charge what you can pay off each month.
Other ways to improve your credit score
Become an authorized user on a friend or family member’s credit card
Limit your credit applications
Build up your savings
Close unused credit card accounts
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